Even though this latest Gates memo was carefully prepared, officially distributed and 100 percent created for public consumption, it's still an interesting read. In it Bill Gates talks about how technology has changed business, how our workforce has adapted and two problems that still need to be solved. We've got the full text of Gates' email up on our website. It's a useful read, not only for what Gates says, but also because top CEOs and CIOs will be reading it, and probably acting on it, a