Step Up Your E-Commerce Transactions: Get Better Rates and Prevent Fraud

Lance Robinson — Tue, 15 Jan 2008 20:21:57 GMT

Online merchants - by taking advantage of available cardholder authentication services on your e-commerce transactions, you can get improved rates, prevent fraud, and even get charge-back protection so that if a fraud related charge-back does occur - you may not be financially responsible*.

The cardholder authentication services I'm talking about? Verified By Visa, MasterCard SecureCode, and JCB J/Secure. All of these services are built on Visa's 3-D Secure protocol.

For more in formation about how 3-D Secure works, check out this 3-D Secure tutorial, and if you have any questions about the process, feel free to leave a comment here or contact me through this blog. The tutorial walks through the entire 3-D Secure process, and shows how you can add 3-D Secure functionality to your own web application (the demo uses .Net, but the same procedures apply in Java and C++ as well). The tutorial makes use of /n software's 3-D Secure MPI product, which has been certified Verified by Visa since 2002:

The 3-D Secure component allows easy integration of Verified By Visa, SecureCode, & J/Secure capabilities into online shopping carts, websites, and merchant systems, while providing extraordinary flexibility to software developers through easy to use component interfaces.

Previously, only the ASP Edition of /n software's 3-D Secure MPI product was available, but now the .NET, Java, C++, C++ Builder, and Delphi editions have also been made available!

* If you use Verified By Visa. According to Visa, "Merchants who use Verified by Visa are protected from fraud-related chargebacks on all personal Visa cards—credit or debit, domestic, or international—whether or not the issuer or cardholder is participating in Verified by Visa, with limited exceptions."

More info: check out this 3-D Secure tutorial

Technorati Tags: 3-D Secure, Verified By Visa, MasterCard SecureCode, JCB J/Secure, E-Commerce

How to run CGI applications on IIS7

Lance Robinson — Thu, 13 Dec 2007 18:58:11 GMT

While trying out the /n software IP*Works! 3-D Secure MPI C++ Edition (for implementing Verified By Visa, MasterCard SecureCode, or JCB J/Secure) I needed to figure out how to run a CGI application in IIS7. I had a compiled c++ exe (3dsecure.exe) that would handle my 3d secure authentication, but what was the next step? Here's how to do it:

First, go to the Internet Information Services (IIS) Manager snap-in. Click on the server in the Connections list, and then click on "ISAPI and CGI Restrictions" under the IIS features view. Here you'll want to specify the path to a specific cgi application that you want to allow. Optionally, here you could also allow any cgi app to run, but that's not recommended.

Next, go back to the server (or a specific website) and click on Handler Mappings. You may already have a "CGI-exe" handler (for *.exe) that is disabled by default. Enable this, or add a new one (Request path = *.exe, Module = CgiModule, Name = whatever you like). In the handler permissions you'll need to have "Execute" checked.

Technorati Tags: IIS7, CGI, E-Commerce, IPWorks, 3DSecure, Verified By Visa, MasterCard SecureCode, JCB J/Secure